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With Edge you get a warranty replacement if the phone is not broken, lost/stolen or liquid damage. You should have the insurance no matter if you have Edge or a 2yr agreement so if any of those things happen you are covered after paying the proper deductible. Get used to paying for Edge because contracts are going to go away and we won't have that option. Also, 2yr agreement or not, you are ALWAYS paying full cost for your phone.
