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if you have unlimited now, then you can renew your contract and get the discounted price. it doesn't matter if the phone is 3g or 4g (data prices are the same). you will keep your unlimited data. IF you do this, just check your plan a few days after signing the new contract and MAKE SURE it says "unlimited." if it does not (i've seen a few cases of this), then call them and ask them to reinstate your unlimited plan....but do this within a few days of signing the new contract. 3g and 4g data has the same pricing. it's all just a "data plan."
fyi....this is just my opinion, but i would use an available upgrade now because we don't know when they will start the new shared tiered plans. if they start them in three weeks, then you will have to choose one of those on a new contract and will not be able to get the subsidized price on a new phone, while still keeping your unlimited data.
as far as buying on ebay goes, you should be able to get a sim card for the phone from verizon. they give them to you for phones you bought from them, but they may charge you $20 for a phone you bought elsewhere. just make sure the phone is compatible with verizon and has a clean ESN.
