The loyalty plan is not advertised. It was mainly for people on old plans (like you) people coming from a basic to a smartphone, and people generally not happy with either their rate or their service. You'd need to call this one in to Verizon or maybe a corporate store. If you get a new phone you will need to do this at the same time since once you get the plan, it extends your contract by a year min. Or, in your case, it would sign you up for a year min. I don't see an iPhone using only 1GB a month though, and from what I can tell, you're better off with a 2GB or even higher. For you to lower your bill you're going to have to keep a TIGHT watch on any new smartphone and it's data use, which can go high in a hurry. So, plan your plan around how you will use the phone and also remember how the phone will use you. Nothing like overage charges on data at $10-15 per GB.