I might be upgrading the phone, but that would depend upon how it affects plan options. If I upgraded, I'm looking at a 64gb iphone 5s, but I'm not in a big hurry.
The ultimate goal is to reduce the monthly bill. I don't need cloud storage.
My contract expired almost a year ago so I'm a "free agent."
$5 in tax? How does my bill go from $79.99 to $97 with tax and random unknown fees? I'm tired of paying $100/month. I wonder if you're in a different state? I'm in MN.
Where does one find the $50 loyalty option?
It may be best to stop into a store.