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Hi,
First, the SIM card has nothing to do with your device working on a CDMA network like Verizon Wireless. In fact, unless you are going to be traveling overseas, you can take it out. I have a Bold 9650 and I took mine out and put it in the box. It is not needed. Second, what device is your friend letting you borrow? If it is a GSM phone from a carrier like ATT or TMobile, it will not work on Verizon's network. If it is, then you can activate it in one of two ways. You can call customer service and they can help you. Or you can log into My Verizon and activate the phone there. Hope this helps,
Doc
