Thanks for the information budone and SuzyQ. 

nightrider13,  your community leaders are correct. If you set up call forwarding on your mobile phone and have your calls sent to your home phone, each call that comes through is sent through our system and billed according to the type of call it is. If its a Verizon wireless customer, it will be mobile to mobile. If the number is listed on your friends and family, it will be no charge to your mobile account. The only charges we can not verify are to your home phone service. 

LIsted below are two links about call forwarding:

http://support.vzw.com/clc/faqs/Features%20and%20Optional%20Services/faq_call_forwarding.html

http://support.vzw.com/clc/features/calling_features/call_forwarding.html