Re: $75.00/month plan really $125/month????
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I suspect that you were not told about the new charges that VZN has started charging. IE. Activation, unspecified "other" charges and tax. That should bring you into the 120.00 range.
Signing up for the Rolls Royce of service providers has a cost to it....but the service (voice and text) is the very best. Data is the worst.
Google "unlimited everything" and see who provides that in your area... I have it for $25.00 and it is perfect/flawless.