Regardless of what you were told, the contract you signed spells out the terms that you agreed to. I was surprised to learn that the Verizon Customer Agreement states, at the end of the document, that you may not rely on what you may be told by a Sales or Customer Service representative. The written contract is the entire agreement. Basically it seems as if the salespeople can say anything, with no consequences to themselves. Luckily for you, Aaron set you straight!

My suggestion would be to cancel the contract if you can't afford it. Why make your life harder? Pay the restocking fee and consider it the price of a lesson learned.

Good luck.

p.s. No class action lawsuit...you agreed to that when you signed the contract too.