"Now hold the phone there @Looneyman    Each time you request a promise to pay, and can't pay, then get suspended and reconnected, WHOSE fault is that?  
  Do you know each time you make that promise that you won't make it?   Or just shooting the moon?   
   Irresponsible."

Exactly. I'm amazed at the people who expect someone else to pay their way due to their poor life decisions and bad luck. It's always somebody else's fault and it's the responsible people who should bale them out.