Okay Lets get a few things correct here. First and most important is no one has given a correct answer to this thread. How user @TanishaS_VZW  got the correct answer is a mystery. 

Now the new Loyalty Unlimited plan does allow hot spot for 5 dollars a month with a limit at 10 Gig. So it is true Verizon wireless employs out sourced phone scam people who think people in the United States are stupid. 

Social Economics effects both the employee and employer. There should be a stander plan. Unlimited is impossible. Reasonable is possible. 

Social Econ Plan.

no cap voice in areas where possible.

no cap txt

no cap data with throttle limits. 

25 gig full throttle data for hotspot. Only counted when hotspot is active.

$50