Personally, I was quite happy with Softcard. The incentives they gave you to use the app were just fantastic. I made several hundred dollars using the app in the past year. With my current phone being an iPhone, I haven't used it in awhile, and I can attest that unless Google Pay becomes as easy to use as Apple Pay, I don't see a lot of people using it as widespread as Apple Pay. That and it is just so hit and miss with the merchants which will accept either one.